What could you do if you got your hands on £10,000? What if a bank decided that you were worthy of that kind of credit? Can you think of something that you might do with that amount of cash? Most people can come up with a few things they might do if such an amount … Read more
Having a bad credit record can severely impact on your life in a range of ways. You can experience difficulty finding a place to rent, as well as having applications for credit cards, loans and even phone contracts constantly knocked back. Preserving your credit record is particularly important if you are considering a home loan … Read more
Going on your honeymoon should be about spending quality time relaxing with your partner as you start your married life together. Nothing spoils the romance faster than a mountain of debt awaiting your arrival back home! It can be hard, but here are the best ways to avoid sliding into debt after an expensive and … Read more
Saving money can be tough, especially around Christmas time and the holiday season, when expenses seem to go through the roof. But it doesn’t need to be impossible. Follow these 7 tips to make saving your hard earned money easy. BudgetingThe best way to make progress is to set a goal. The same goes for … Read more
Image Source: flickr The Individual Voluntary Agreement, or IVA, has just reached its twenty-fifth birthday, after being introduced in 1986 as a type of debt management solution. Available to people in England, Wales and Northern Ireland, IVAs can help debtors escape insolvency. They are designed to assist people with unaffordable, out-of-control debts by arranging a … Read more